HomeDeck plugs your exact income, savings, state, and filing status into a real 2026 tax engine — then gives you a Green, Yellow, or Red verdict on any home you're considering.
Free signup · No credit card · 30-second account
Free calculators give you a number. HomeDeck gives you a decision — built on real tax math, live rates, and your actual financial picture.
Filter every listing by real monthly cost — not sticker price. Set your budget and see only what actually fits.
30-second wizard. Your income, your state, your tax rate — a real bank-fit + life-fit score you can trust.
Month-by-month wealth simulation up to 30 years. Three breakeven points. IRR. Hover to explore any year.
Save homes like trading cards. Compare up to 5 side-by-side across 22 dimensions. Your shortlist, organized.
Live rate watch, readiness score, monthly pack meters, scenario library, and your next-best action — in one view.
Enter income, savings, monthly debt, and state. Takes 2 minutes. Saves forever. Every tool auto-fills from here.
Search by city or ZIP. Filter by real monthly cost. Save listings to your deck as you go.
Hit Advisor. In 30 seconds you get a Green, Yellow, or Red verdict — and a clear path to Green if you're not there yet.
Free signup · No credit card · 30-second account
They compute P&I on a round rate. We compute your actual tax-adjusted monthly cost.
We charge you directly so we never need to sell your data, your searches, or your contact info to a lender.
Quotas reset the 1st of every month · Cancel anytime · No trials, just honest pricing
From first search to closing day — here's what HomeDeck buyers say.
“I nearly signed on a $455k place and had no idea the HOA was $380 a month. HomeDeck showed it as yellow right away and I dug deeper. Walked away, found something better the next week. Honestly saved me from a really stressful situation.”
Sarah M.
First-time buyer · Austin, TX
“I was going back and forth on renting vs buying for two years. HomeDeck's buy vs rent tool gave me a real break-even number, not some vague range. Seeing 4.1 years in black and white finally made the decision easy. Closed three months later.”
Marcus T.
Upgrading from a condo · Denver, CO
No credit card. No agent pitch. No spam. Just the math your lender doesn't want you to see.
Free signup · No credit card · 30-second account
By using HomeDeck you agree to our Terms of Service. Educational estimates only — not financial, legal, or real-estate advice.